However we have concerns, it seems more and more higher end properties are going short sale or standing vacant, unfortunately we don't have numbers on this but what we are seeing while showing property on a daily basis.
Also, we are seeing the larger mortgage companies Wells, BOFA etc running slow on foreclosure times, a moratorium on Foreclosures over the Holidays could exasperate this issue.
By 2010 there could be a lot of inventory of homes in Jacksonville over 300K owned by banks.
